Sixteen per cent of respondents to the consumer survey did not know whether they obtained their loan directly from a lender or through a broker... As far as we are aware there is no centrally collected data on the use of credit card cheques and we have not received any data on the extent of use of credit card cheques from the banks contacted as part of our study... http://www.loans-in-uk.co.uk/loans
However, most brokers lenders do not offer independent advice, but instead focus on providing information in order to sell a product... If you think you have been refused a loan, credit card or credit agreement because of your credit record with an agency, you can check the information they hold about you... The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974... http://www.secured-loans-1.co.uk/loans