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Lenders should normally base their decisions primarily on whether borrowers can afford repayments out of their income... It was reported that the banks were refusing to accept the plans and required that the borrower take out a loan or 'recovery plan/managed account' with them... However, advertisements do not always give a clear message about what they are promoting and there is potential for confusion among consumers about what is on offer... http://www.1stepfinance.co.uk/loans
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