About a third (35 per cent) said that they used three quarters of the loan to pay off debts but a fifth (19 per cent) said that they used only a quarter... (The MFS data showed that the term was greater than five years for 43 per cent of loan.) CABx have cases that suggest PPI has been sold inappropriately to borrowers who found that they could not claim on the policies, for example, because they were self-employed, had pre-existing health conditions or were over a certain age... No redemption penalties in general... http://www.unsecured-loans-1.co.uk/loans
Second, list all your essential spending (mortgage or rent, gas and electricity, council tax, food, travel expenses and so on)... Always steer clear of the loan sharks and credit brokers in the classified ads, who are more likely to saddle you with more debt than you had before... At least that s the theory... http://www.1steploan.co.uk/loans