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Keeping your policy at a realistic price

So, you’ve got a good deal on your car insurance. But how do you keep it that way?

First of all, when it comes to renewal time, don’t just accept your current insurer’s quote. Shop around for a better deal and compare policy terms and conditions on a like for like basis.

Drive safely. Speeding and going through red lights will attract points on your licence – and a higher premium. Insurance companies like safe drivers and statistics show that that people who speed or go through red lights are more likely to have an accident than motorists who don’t.

If you are looking to change your car, then check out the insurance group of your current car and your proposed new one. If your new one is a higher insurance group, then your premium probably will be too. Consider swapping to a smaller car which would be less costly to repair should you have an accident. Your insurer will love you and it will save you pounds on your insurance (and in fuel!)

Named drivers. By adding a first time or young driver to your insurance, you’ll send the premiums rocketing! Encourage them to buy their own car – or to pay for the insurance on yours!

Drive less. Reducing your annual mileage is not only good for the environment but is attractive to your insurer too!

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